Business improvements
A premises or process improvement should have a defined scope and budget. Separate quoted work from optional additions that have not yet been priced.
Business funding · Established small businesses
Business financing referrals · Established small businesses
Business funding for practical improvements and operating needs.
An established business may need to replace equipment, improve premises or cover a defined operating gap. Describe the expense using current trading records and a clear payment timetable.
Your funding purpose
Put the expense into context
Equipment
Replacement machinery may need installation and a period of overlap with the old setup. Include those changeover costs in the request.
Regular costs between receipts
Supplier payments, payroll and other commitments may fall before customer receipts. Identify the specific obligations rather than treating the whole operating budget as one gap.
A look at the steps
How a request moves forward
Set out the need
Describe the amount and timing required for your planned business spending.
Add the figures
Complete the revenue, business-age and approximate credit-range questions using current information.
Confirm the details
Check the application and disclosures, then use the SMS verification step to complete submission.
Established small businesses · funding preparation
Put important dates beside the budget
Use the business’s trading history to put the proposed purchase in context. Past performance helps explain the operation, while future receipts and provider decisions remain uncertain.
Look beyond the headline
Assess the commitment behind an offer
Funds received
Separate the headline amount from proceeds after deductions and fees.
Payments owed
Place the required repayments in the same budget as existing business expenses.
Changes and exit
Read what the contract says about early payment, missed payments and changed circumstances.
What to expect from us
Answers before you submit
How do referrals and compensation work?
We are paid to refer business applications and sell the submitted details to funding partners. A request may reach up to five partners, payment to us is not conditional on funding, and you do not pay this service an application fee.
Can a request be declined?
No funding commitment is created by completing this request. Eligibility, amounts and contract terms are matters for the provider assessing the application.
How is the review schedule determined?
The application lets you state when funding is needed, but availability is decided separately. A partner’s assessment and agreement may take longer than the business deadline.
Why does the form ask for contact consent?
Take time to read the application’s contact permission and privacy disclosures. SMS verification is an additional step that confirms you can receive a code at the supplied number.
Ready to describe the expense
Start with your business spending plan
Enter the business details and the amount you want to explore in the application.